At one time in the not-too-distant past, rating accounting software meant only downloadable programs.  That is changing, and rapidly.  While downloadable programs still exist, the recent technological improvements that brought smartphones and tablets into our lives, have changed the way we acquire programs. Smartphones and tablets have made it possible for so-called “cloud based” accounting programs to make large inroads in the accounting field.  Cloud based programs have made such huge strides that downloadable accounting programs have almost become extinct.  Because downloadable programs still exist, as do free, net based, accounting programs, we’ll include both of those forms in [...]